When considering a Medicare Plan people naturally have the tendency to focus on the now and give the future little to no consideration.
Sure you may be healthy today with few concerns and decide you don’t want to pay a premium and choose to buy an Advantage Plan.
Now they’re on that Advantage Plan for several years and their health change and they want to get off of it BUT THEY CAN’T. The reason being they would have to medically qualify to do so.
So you can’t be thinking solely about right now. You have to consider what the future could hold for you. What kind of health problems might manifest? Take a look at both sides of your family tree and see if there’s a history of medical problems.
Remember, you’re making an insurance decision that has the potential to impact the rest of your life.
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