Insurance Plans So Simple, You’ll Wish You Called Sooner!
Southwest Florida Insurance is an independent insurance agency based in Fort Myers, helping individuals and families across Fort Myers, Naples, Cape Coral, Bonita Springs, and Estero compare Medicare Advantage, Medicare Supplement, Medicare Part D, life insurance, and final expense coverage from multiple top-rated carriers, at no extra cost to you. With more than 20 years of experience serving Southwest Florida, we explain your options in plain English and help you choose the plan that actually fits your health needs and budget, not just the first one you’re offered.
Quick Answer: Southwest Florida Insurance is an independent Medicare and life insurance agency serving Fort Myers, Naples, Cape Coral, Bonita Springs, and Estero. We compare plans from multiple top-rated carriers at no extra cost to you and help you choose coverage that actually fits your health needs and budget.
We Take The Guesswork Out Of Insurance
Southwest Florida Insurance is an independent agency, which means we aren’t tied to a single insurance company. We work with a range of leading carriers to build a plan around your needs and budget, rather than starting from one company’s product list. Because our services are paid by the carriers we work with, there’s no added cost to you for using an independent agent, and in most cases the premium is identical to what you’d pay going direct.
We help clients throughout Southwest Florida with Medicare Supplement and Medicare Advantage plans, Part D prescription drug plans, life insurance, health insurance, and hospital indemnity plans.
Let Us Help You Cut Your Insurance Costs In Florida
Call us today at 239-340-2297 or use our online contact form to request a no-obligation appointment. We’ll walk through your current coverage, explain your options, and help you find a plan that actually fits, whether that means saving money, expanding your coverage, or both.
We help clients compare Medicare Advantage, Medicare Supplement (Medigap), Medicare Part D prescription drug plans, life insurance, final expense insurance, health insurance, and hospital indemnity plans from multiple carriers.
No. Independent agents are paid by the insurance carrier, not the client, so there’s no added fee for our help. In most cases, the premium is the same as what you’d pay buying directly from the carrier.
We work with clients throughout Southwest Florida, including Fort Myers, Naples, Cape Coral, Bonita Springs, and Estero.
Medicare Advantage (Part C) plans are offered by private insurers and typically bundle hospital, medical, and often drug coverage into one plan with a network, often with a $0 premium. Medicare Supplement (Medigap) plans work alongside Original Medicare to cover out-of-pocket costs like coinsurance and deductibles, usually for a monthly premium, but offer more flexibility to see any provider that accepts Medicare. Which one fits depends on your doctors, budget, and health needs — something we can walk through together.
Most people can enroll during their Initial Enrollment Period, the 7-month window around their 65th birthday. After that, the Annual Enrollment Period (October 15 – December 7) lets you switch Medicare Advantage or Part D plans for the following year, and the Medicare Advantage Open Enrollment Period (January 1 – March 31) allows a second change if you’re already in a Medicare Advantage plan.
Call us at (239) 340-2297 or fill out our contact form to schedule a no-obligation appointment. We’ll review your current coverage and needs, and walk you through the options that make sense for you.