How Does The Original Medicare Plan Work With A Medicare Prescription Drug Plan?
You pay a separate monthly premium for your prescription drug plan.
You pay a copayment or coinsurance, and deductible for your prescription drugs.
You get a prescription card from your Medicare Prescription Drug Plan. Show it when you get your prescriptions filled.
You must go to pharmacies that belong to (are in the network of) the Medicare Prescription Drug Plan that you join. If you go to a pharmacy that isn’t part of the plan you join, in most cases, your drug won’t be covered and you will have to pay the full cost of the drug.
Each Medicare Prescription Drug Plan has a list of covered prescription drugs which may vary from plan to plan. In most cases, only drugs on this list will be covered.
What if I have a limited income and can’t afford a Medicare Prescription Drug Plan?
People with Medicare and Medicaid, and other people with limited income and resources can qualify for help paying their Medicare Prescription Drug Plan costs. You might also want to join a Medicare Advantage Plan or other Medicare Health Plan.
Remember: If you have drug coverage through a previous or current employer or union, contact your benefits administrator before you make any changes to your prescription drug coverage.
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